Budget Update – October 2016

Hi guys,

So this budgeting malarkey has gone out of the window a bit with me working so much! Plus, I have been staying away from home 2 nights of the week, meaning my expenses have risen (especially as it’s a Friday/Saturday night) but in my eyes, it’s worth it to save the two hour daily commute after a 12-14 hour shift.

As I mentioned in my previous blog post, food has been a bit willy nilly to be honest. I haven’t been able to do a proper food shop and so there have been a few takeaways here and there and a few meals out when I’ve had a couple of hours to spend time with friends and family.

I have managed to keep to my extra pension payments and my existing savings so far. I haven’t yet made any additional payments apart from opening another regular saver with Nationwide (5% – £100/month).

I have been making a few advanced payments for my workplace and not yet claimed them back. We’ve needed decorations for our Halloween weekend promotion and for some extra odds and ends plus a couple of Booker runs. I’ll probably get this back at the end of the month.

OH and I are thinking of planning a London trip when I go for a conference in May so I’m going to start thinking of saving up for hotels and spending money for the non-conference days. I’m still contemplating where I would like to travel next year – I’m still thinking I want to visit Canada but I think I might like to go this time next year. Either way the travel savings account needs bumping up in the mean time!

November Goals:
– Re-work the budget and regularly log expenses
– Start thinking about Christmas gifts – plan Black Friday (online only)
– Start saving an additional £150/month for house deposit
– Start saving an additional £150/month for travelling
– Stick to 3 solid healthy meals a day
– Drink more water and cut down on fizzy drinks

I think that’s it for this month. Hopefully I’ll have a better update for you next month!

Until next time.. x

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